Sick Ship Syndrome: A Healthy Perspective
Every winter the headlines arrive. A cruise ship has a norovirus outbreak. Hundreds ill. Passengers quarantined. Here is what those stories aren’t telling you.
Every winter the headlines arrive. A cruise ship has a norovirus outbreak. Hundreds ill. Passengers quarantined. Here is what those stories aren’t telling you.
A hurricane, a conflict, a health event, or a change of heart. Your options depend on who’s making the call — you or the supplier — and how early you make it.
Most claims don’t fail because something wasn’t covered. They run into trouble because the person filing didn’t have the right documentation, missed a procedural requirement, or made a move — like canceling before seeing a doctor — that undercut an otherwise legitimate claim.
We have clients who decline travel protection every year. Some of them have later called us wishing they hadn’t. The ones who purchased it and needed it have never once complained about the cost.
The CBP agents had gotten so efficient at processing planeful after planeful of returning Americans that I rarely waited more than fifteen minutes. Then came the occasional arrival push — our flight plus three others, half the stations inexplicably unmanned — and fifteen minutes turned into an hour. That’s when Global Entry started looking like a reasonable investment rather than a convenience for people with more money than patience.